Workers Compensation Board of Prince Edward Island

Coverage

On Prince Edward Island, most industries are required by law to have coverage under the provincial compensation system.

As an employer, you are also responsible for confirming the contractors and subcontractors you hire have coverage, also known as clearance, with the WCB.

The Workers Compensation Act Regulations describes the industries and employers that are not covered under the Act. If you are one of these employers, you may choose to be covered.

Optional Coverage

If you are an employer in an industry not covered by the Act, you can apply for optional coverage. Simply register with the WCB. Your coverage will be effective on the date that the WCB receives your completed Employer Registration Form.

If you would like more information about optional coverage, please contact us.
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Personal Coverage

Personal coverage is optional, and as an employer, independent operator, executive officer or director of a company, you may apply.

If you wish to apply for personal coverage, complete the Personal Coverage Form, along with a completed Employer Registration Form and submit it by mail, drop off or fax to:
WCB Employer Services
Workers Compensation Board of PEI
PO Box 757
14 Weymouth St
Charlottetown PE C1A 7L7
Fax: 902-368-5705
Terms and conditions of personal coverage are listed on the application form. When applying for personal coverage, please note that:
  • Applications for Personal Coverage that do not meet the minimum requirements will not be accepted.
  • Assessments for personal coverage are adjusted only if you cancel your coverage before the expiry date.
  • The WCB does not adjust assessments for personal coverage if your actual earnings are less than you anticipated.
  • If you file a claim for compensation benefits, you must provide proof of your earnings.
  • If you have multiple business operations registered with the WCB, and you apply for personal coverage, your earnings must be divided among the accounts, in proportion to the payrolls for each account.
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Clearances for Contractors and Subcontractors

As an employer, it is in your best interest to request a clearance letter from the WCB whenever you hire contractors or subcontractors. The clearance letter confirms that the contractor's account with the WCB is in good standing.

Clearance ensures that the employer is protected and that all employers carry their fair share of the cost of the compensation system. Without clearance, as an employer, you may be liable for your contractors or subcontractors assessment.

Obtaining a clearance letter for your contractors and subcontractors can be done in two ways:
  • Electronically, any time and anywhere you have access to the Internet, with the WCB's Online Services.
  • By requesting clearance through WCB Employers Services. Simply contact us.


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More information about coverage and clearance can be found in the Personal Coverage Form, along with a completed Information for Employers booklet and in the WCB employer services policies.

If you have any questions, or would like a copy of a form or publication, please contact us.